Leading Providers of Care Homes in the UK
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Care Home Costs and Funding Options

Funding is a very important part of choosing a care home, and there are many different options available, depending on your individual circumstances. Here at PrimeLife we are committed to helping you by providing advice and transparent nursing home fees.

NHS Funding

NHS Continuing Healthcare is a package of continuing care provided outside hospital, arranged and funded solely by the NHS, for people with ongoing healthcare needs.

Paying for care homes can be beyond the financial reach of some but assistance is available from the NHS. If you are eligible, you can receive NHS Continuing Healthcare in any setting. In a care home, as well as healthcare and personal care, the NHS will pay for your care home fees, including board and accommodation. NHS Continuing Healthcare is free, unlike social and community care services provided by local authorities for which a charge may be made, depending on your income and savings.


To be eligible for NHS continuing healthcare, your main or primary need for care must relate to your health. Someone nearing the end of their life is also likely to be eligible if they have a condition that is rapidly getting worse and may be terminal.

To decide if you’re eligible for NHS Continuing Healthcare, your care needs will be assessed by a health or social care professional. PrimeLife employ social care professionals that are able to carry out these assessments on behalf of individuals within our homes who might be eligible. If the assessment confirms that you’re eligible for NHS Continuing Healthcare, the NHS will pay for your care.

Funding Information

Find commonly asked funding questions below.

How much does a care package cost and how is this funded?

In Britain everyone who needs care is assured the highest quality service irrespective of financial means. There are various allowances and funding support schemes available, on which the PrimeLife advisers can provide information and assistance in making claims, call 0116 270 5678 during office hours for expert advice.

Those who are perceived to be without personal means, typically less than about £25,000 of available resource, will receive the full cost of care based on assessed need. Those with more resource, will be asked to make a contribution to the cost of care, but will receive the benefit of allowances available towards the cost.  In the case of the care being required as a result of a clinical need or a health condition, allowances in addition to the above are available through the Primary Care Trust based on assessed need.

The above demonstrates the complex nature of funding care packages. To ensure that our clients receive the optimum support, we recommend that advice is taken from an advocacy service or a professional adviser or through the PrimeLife Helpline 0800 0463920. Please be assured, whatever your own financial means there will be a care package available for you in one of our homes.

Will the funding run out after a certain amount of years?

No, under current legislation care funding is available for life. PrimeLife operate a policy of a lifetime commitment, all clients entering the care facility will be guaranteed accommodation service for as long as it is needed, please be assured, whatever your own financial means there will be a care package available for you in one of our homes.

Funding Options

There are a number of different funding options which you may be eligible to take advantage of. These include private funded healthcare and state funded healthcare.